{"id":21,"date":"2020-07-30T11:04:07","date_gmt":"2020-07-30T14:04:07","guid":{"rendered":"https:\/\/protesto.cartoriolagopinto.not.br\/?page_id=21"},"modified":"2020-08-19T10:04:29","modified_gmt":"2020-08-19T13:04:29","slug":"faq","status":"publish","type":"page","link":"https:\/\/protesto.cartoriolagopinto.not.br\/index.php\/faq\/","title":{"rendered":"FAQ"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"21\" class=\"elementor elementor-21\">\n\t\t\t\t\t\t<div class=\"elementor-inner\">\n\t\t\t\t<div class=\"elementor-section-wrap\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e62422f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e62422f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-80389cf\" data-id=\"80389cf\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4ef9c05 elementor-widget elementor-widget-heading\" data-id=\"4ef9c05\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Perguntas Frequentes<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-858986f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"858986f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e5bebbe\" data-id=\"e5bebbe\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c87ed75 elementor-widget elementor-widget-accordion\" data-id=\"c87ed75\" data-element_type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-accordion\" role=\"tablist\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2101\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"tab\" aria-controls=\"elementor-tab-content-2101\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">O que \u00e9 protesto?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2101\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2101\"><p>O protesto \u00e9 um meio seguro e eficiente de comprovar, com total autenticidade, o n\u00e3o pagamento de uma d\u00edvida, tornando p\u00fablica essa informa\u00e7\u00e3o. Em raz\u00e3o de sua publicidade, o protesto permite que os agentes do mercado de cr\u00e9dito obtenham informa\u00e7\u00f5es sobre devedores inadimplentes e, com isso, possam adotar medidas restritivas.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2102\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"tab\" aria-controls=\"elementor-tab-content-2102\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">Quais t\u00edtulos s\u00e3o aceitos para protesto?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2102\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2102\"><p>Cheque, contrato, nota promiss\u00f3ria, duplicata, confiss\u00e3o de d\u00edvida e encargos condominiais s\u00e3o alguns exemplos de documentos que voc\u00ea pode apresentar para comprovar a d\u00edvida.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2103\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"tab\" aria-controls=\"elementor-tab-content-2103\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">Quem pode protestar?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2103\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2103\"><p>Pessoas f\u00edsicas e jur\u00eddicas podem apresentar t\u00edtulos aos Cart\u00f3rios de Protesto da cidade de domic\u00edlio de seus devedores.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2104\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"tab\" aria-controls=\"elementor-tab-content-2104\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">Como funciona?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2104\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2104\"><p><strong>1 &#8211; Intima\u00e7\u00e3o<\/strong><br \/>Ap\u00f3s a apresenta\u00e7\u00e3o do t\u00edtulo, o cart\u00f3rio analisa o documento e notifica o devedor assegurando que ele tenha conhecimento da d\u00edvida, ou o intima por edital, fornecendo um prazo de tr\u00eas dias \u00fateis para quit\u00e1-la juntamente com as despesas de cart\u00f3rio.<\/p><p><strong>2 &#8211; Pagamento<\/strong><br \/>Caso o devedor pague dentro do prazo, o valor \u00e9 repassado para a conta do credor. Se a d\u00edvida n\u00e3o for paga dentro dos tr\u00eas dias \u00fateis, o t\u00edtulo ser\u00e1 protestado e o devedor ter\u00e1 seu cr\u00e9dito restrito.<\/p><p><strong>3 &#8211; Cancelamento<\/strong><br \/>Ap\u00f3s protestado, o devedor dever\u00e1 quitar a d\u00edvida diretamente com o credor, que fornecer\u00e1 uma carta de anu\u00eancia para que o devedor possa pagar as despesas de cart\u00f3rio e realizar o cancelamento do protesto.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2105\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"tab\" aria-controls=\"elementor-tab-content-2105\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">Quais as consequ\u00eancias do protesto para o devedor?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2105\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2105\"><ul><li>Restri\u00e7\u00f5es credit\u00edcias na pra\u00e7a, para concess\u00e3o de financiamento, leasing entre outras opera\u00e7\u00f5es de cr\u00e9dito.<\/li><li>Cancelamento de conta corrente no banco.<\/li><li>Constrangimento ao fazer pagamentos com cheque.<\/li><li>Os \u00f3rg\u00e3os administradores de linha de cr\u00e9dito imobili\u00e1rios governamentais exigem a inexist\u00eancia de protesto para libera\u00e7\u00e3o do financiamento.<\/li><li>O protesto permite ao jiz decretar a fal\u00eancia do devedor.<\/li><li>Restri\u00e7\u00f5es junto as ag\u00eancias banc\u00e1rias para retirada de tal\u00f5es de cheques.<\/li><li>Todas estas restri\u00e7\u00f5es permanecem por um per\u00edodo de cinco anos.<\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Perguntas Frequentes O que \u00e9 protesto? O protesto \u00e9 um meio seguro [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":[],"_links":{"self":[{"href":"https:\/\/protesto.cartoriolagopinto.not.br\/index.php\/wp-json\/wp\/v2\/pages\/21"}],"collection":[{"href":"https:\/\/protesto.cartoriolagopinto.not.br\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/protesto.cartoriolagopinto.not.br\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/protesto.cartoriolagopinto.not.br\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/protesto.cartoriolagopinto.not.br\/index.php\/wp-json\/wp\/v2\/comments?post=21"}],"version-history":[{"count":8,"href":"https:\/\/protesto.cartoriolagopinto.not.br\/index.php\/wp-json\/wp\/v2\/pages\/21\/revisions"}],"predecessor-version":[{"id":80,"href":"https:\/\/protesto.cartoriolagopinto.not.br\/index.php\/wp-json\/wp\/v2\/pages\/21\/revisions\/80"}],"wp:attachment":[{"href":"https:\/\/protesto.cartoriolagopinto.not.br\/index.php\/wp-json\/wp\/v2\/media?parent=21"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}